River Path Home Loans

Compliance

Feedback & Complaints

If something isn't right, we want to know. Here's how to raise it — and what happens next.

First — talk to us

Most issues we can sort the same day if you raise them with us directly. Email [email protected] or ring Matt on 021 997 106 or Gareth on 021 997 150. Include what happened, when, and what you'd like us to do.

Our internal process

  1. Acknowledgement.We confirm we've received your complaint within two business days.
  2. Investigation. We look into what happened, talk to anyone involved, and gather the relevant documents. Most complaints resolve at this step.
  3. Response.We respond to you in writing within 20 business days with our findings and what we're doing about it. If it needs longer, we tell you why and when to expect a full response.
  4. Escalation.If you're not happy with our response, you can take the complaint to our external dispute resolution scheme — free of charge.

External dispute resolution

If we can't resolve your complaint to your satisfaction, you can refer it to Financial Services Complaints Limited (FSCL), our independent dispute resolution scheme. FSCL is approved by the Minister of Consumer Affairs and the service is free of charge to you.

FSCL contact details

Postal:
PO Box 5967, Wellington 6140

When you contact FSCL, give them the FSCL member number for the adviser you worked with so they can match the complaint to the right file:

  • Matt Edwards (FAME NZ Limited) — FSCL member 9300
  • Gareth King (MGLAC Enterprises Limited) — FSCL member 9290

What we promise

  • To take every concern seriously, even small ones.
  • To handle complaints confidentially.
  • Not to charge you for raising or escalating a complaint.
  • To learn from every complaint — they're how we get better.

We work with all of these — so you get the right lender, not just any lender

ANZ
ASB
BNZ
Westpac
Kiwibank
TSB
SBS Bank
The Co-operative Bank
Liberty
Avanti Finance
Basecorp Finance
First Mortgage Trust
Finbase
ANZ
ASB
BNZ
Westpac
Kiwibank
TSB
SBS Bank
The Co-operative Bank
Liberty
Avanti Finance
Basecorp Finance
First Mortgage Trust
Finbase