River Path Home Loans

About River Path

The journey to a home shouldn't feel like a hostage negotiation.

One Hamilton office, decades of finance experience, and a stubborn belief that getting a home loan should be straightforward when you've got the right people in your corner.

The name

A river and a path.

A river runs through the Waikato. It's unstoppable, scenic, and it has somewhere to be.

A path goes from where you are to where you want to be. It bends sometimes. There are bridges, washouts, the odd cow on the gravel. But it gets you there.

River Path is the two of those, walking next to you. Same momentum. Same direction. Until you arrive at your home, your portfolio, the life you're building.

What we care about

Four words that pick our lender every time.

01

Trust

We tell you what we'd do if it were our own money. Sometimes that's an honest no.

02

Credibility

Two of us have spent decades inside the banks. We know what their credit teams want to see.

03

Expertise

30+ lenders. Hundreds of bank policies. Thousands of settlements. The maths is on your side.

04

Partnership

First home, second home, refix, refinance, investment, the forever home. We're there for every one.

The team

Three humans, one Hamilton office.

Matt and Gareth lead the advice. Hayley keeps the applications moving. You ring, we answer — no queue, no script, no chatbot.

Where to find us

62 Wake Street, Hamilton.

Drop in for a coffee. Monday – Friday, 8:30am – 4:30pm.

Phone, email, in-person — whichever suits. Most of our clients prefer the phone, a few prefer the kitchen table at home, and the rest of you get the office.

Ready when you are

Start with a 20-minute chat.

No commitment, no pressure, no jargon. Just us and your situation.

We work with all of these — so you get the right lender, not just any lender

ANZ
ASB
BNZ
Westpac
Kiwibank
TSB
SBS Bank
The Co-operative Bank
Liberty
Avanti Finance
Basecorp Finance
First Mortgage Trust
Finbase
ANZ
ASB
BNZ
Westpac
Kiwibank
TSB
SBS Bank
The Co-operative Bank
Liberty
Avanti Finance
Basecorp Finance
First Mortgage Trust
Finbase