River Path Home Loans

Director / Mortgage Adviser

Matt Edwards

Twenty-eight years in finance. A decade inside one of New Zealand's major banks, then mortgage adviser since 2007. Hamilton-based, Hamilton-focused.

Matt Edwards

The career

Bank to broker.

Matt spent the first decade of his career as a lending specialist at a major New Zealand bank. He sat on the inside of the credit machine, learnt how decisions actually get made, and watched too many good applications get a no for the wrong reasons.

In 2007 he switched sides. Mortgage broking gave him the lever he needed: choose the right bank for the right person, package the application properly, and get a yes on the first go.

Nineteen years and several thousand settlements later, that's still the job. Same lever, sharper.

What Matt helps with

Most situations. A few specialties.

First home buyersRefinance and refixInvestment propertyConstruction loansSelf-employed and contractor income

Recognition

A few numbers worth mentioning.

  • 2019

    Ranked #18 NZ Adviser Top Advisers

    NZ Adviser (Key Media)

  • 2020

    Ranked #21 NZ Adviser Top Advisers

    NZ Adviser

  • 2022

    Ranked #51 NZ Adviser Top Advisers

    NZ Adviser

  • 2018–2024

    Top 10 NZ home loan settlements

    NZ Adviser (team-level)

  • Multi-time finalist for industry Adviser of the Year awards.
  • Regularly recognised by major lenders as a high-volume settlement broker for the Waikato region.

Outside the office

When the email's closed.

Wife, two kids, the Waikato rivers when the trout are biting, the Waikato golf courses when they're not. Matt has opinions on the best 18 in the region — ask if you're curious.

Reach Matt directly

No queue, no script.

Phone or email — Matt aims to reply same business day. 021 997 106, [email protected].

We work with all of these — so you get the right lender, not just any lender

ANZ
ASB
BNZ
Westpac
Kiwibank
TSB
SBS Bank
The Co-operative Bank
Liberty
Avanti Finance
Basecorp Finance
First Mortgage Trust
Finbase
ANZ
ASB
BNZ
Westpac
Kiwibank
TSB
SBS Bank
The Co-operative Bank
Liberty
Avanti Finance
Basecorp Finance
First Mortgage Trust
Finbase